Free real estate calculator

Break-Even Occupancy Calculator

Estimate the occupancy rate required for rental revenue to cover operating costs and debt service.

How to use this real estate calculator

Enter the property assumptions

Use current financing, income, expense, occupancy, or value figures appropriate to this calculation.

Review the result

Compare the output with the formula and supporting values shown by the calculator.

Test another scenario

Change one assumption at a time to understand which variables have the greatest effect.

Use the result responsibly

Treat the result as a planning estimate. Verify important lending, tax, accounting, legal, and investment decisions with qualified professionals.